[Terms of Service]

=== 1. Acceptance of Terms ===

By accessing or using Quickdefend's services, you agree to comply with and be bound by these Terms of Service. If you disagree with any part of the terms, you may not access our services.

=== 2. Description of Service ===

Quickdefend provides information and guidance on selecting reliable insurance companies based on various criteria. Our service is designed to assist users in making informed decisions about their insurance needs.

=== 3. User Responsibilities ===

Users are responsible for:

• Providing accurate and up-to-date information
• Maintaining the confidentiality of their account
• Complying with all applicable laws and regulations

=== 4. Intellectual Property ===

All content on Quickdefend, including but not limited to text, graphics, logos, and software, is the property of Quickdefend and protected by Canadian and international copyright laws.

=== 5. Limitation of Liability ===

Quickdefend shall not be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the service.

=== 6. Changes to Terms ===

We reserve the right to modify or replace these Terms at any time. It is your responsibility to check the Terms periodically for changes.

=== 7. Governing Law ===

These Terms shall be governed and construed in accordance with the laws of Canada, without regard to its conflict of law provisions.

=== 8. Contact Information ===

For any questions about these Terms, please contact us at:

Quickdefend Inc.
123 Insurance Avenue
Toronto, ON M5V 2T6
Canada

Email: [email protected]
Phone: +1 (416) 555-0123